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Mortgage Rates Fall for Third Week
January 21, 2010

Mortgage Rates Fall for Third Week

By JOAN E. SOLSMAN

(WSJ) Mortgage rates fell this week, with the third-straight decline pushing the average for 30-year fixed-rate loans back below 5%, according to Freddie Mac's weekly survey of mortgage rates.

Treasury yields have declined recently, and mortgage rates tend to follow the yields.

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FHA Sets Tighter Lending Requirements
January 21, 2010

FHA Sets Tighter Lending Requirements

By NICK TIMIRAOS
(WSJ) The Federal Housing Administration is implementing more-stringent lending requirements and higher borrower fees to cushion against rising defaults and stave off the need for a taxpayer bailout of the agency.

The FHA said Wednesday it will raise insurance fees that borrowers must pay, and it will cap the amount of cash that sellers can contribute for closing costs. It will also require higher down payments for the borrowers with poor credit scores, below 580.

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Exceptional Spaces: 51 Warren Street, #5-6W
January 12, 2010

Exceptional opportunities in the sales and rental markets...exclusively from Citi Habitats






51 Warren Street, #5-6W

TriBeCa

$2,800,000

SPECTACULAR 2 Bedroom + Sleeping Mezzanine, 3Bath, 3 Fire Place with 400 SF Private Terrace(approx.).

This Goegeous Penthouse Triplex Loft with Huge Skylight, Tree lined street and Beautiful City Views and Flushed with Sun-light, Over sized Floor to Ceiling Windows.

Grand Living/Dining Area, Marble Counter Top with Open, Island Kitchen and Fireplace. Stainless Steel Appliances with Maple Cabinets.

Huge Master Bedroom with Fireplace and Jacuzzi Bath, Marble Counter Top, Oceanside Skytone Mosaic Shower Tile, Steamer for extra Comfort. Exposed Brick wall throughout Apartment with Walk in Closet every Room.

Modern Staircase to Second level with Library/Den/Bedroom Space, Floor to Ceiling Windows, Limestone Tile Outdoor Terrace with beautiful South East Views. Second Bathroom with Limestone with Mosaic detail.

Spiral Staircase leads to Mezzanine that can be used as Extra Bedroom with Skylights.

Sun-flushed Rooms, North and South Views with Dramatic Windows and Skylight. Stackable Washer/Dryer.

Close to Historic buildings, City Hall, Court House. Dining out at World famous restaurants like Boulay, Nobu. Organic Home-grown Farmer's market, Amish market. Conveniently located near Subway 1,2,3,4,5,6,A,C,E,J,M,Z,R,W.

Contact: Songhee Debarbieri

 

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Mortgage Rate Update
January 12, 2010



Regular Mortgages



Jumbo Mortgages

Source: BankRate.com

View: three months

 

5/1 A.R.M.        4.40%
15-Year Fixed  4.78%
30-Year Fixed  5.30%

 

 
 

 

 

5/1 Jumbo         4.76%
15-Year Jumbo  5.62%
30-Year Jumbo  6.06%

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Exceptional Spaces: 298 Elizabeth Street, Penthouse
January 06, 2010

Exceptional opportunities in the sales and rental markets...exclusively from Citi Habitats





 

298 Elizabeth Street, Penthouse
NoHo

$1,495,000

 

RARE prime loft penthouse with private roof deck.

12 foot high original tin ceilings, open chefs kitchen, hardwood floors, corner unit with oversized windows, triple exposure with great views, exposed brick and of course, the fabulous roof deck.

Kindly email listing agent to schedule a showing.

 

Contact: Constance Houghton 

 

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